Debt consolidation – First steps

It’s been said that the best trauma surgeons have a slower pulse when shit hits the fan rather than the ultra-tachycardia that us mortals achieve when chaos begins. I’ve thought about that a lot lately when I watch the news and see job loss rates in the tens of thousands, month after month. And when [...]

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Debt consolidation and debt settlement – avoid the scammers

There are hundreds of telemarketers/e-mail spammers/billboards promoting debt consolidation sites. Sounds great right? Like the debt fairy might come and wipe away all your monthly payments into a consolidation as dense as a black hole. And we all know that black holes are really, really tiny. But the reality is that if your credit has [...]

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Debt consolidation and collection agencies

Nurses CAN talk turkey to collection agencies! In the last post I told you to avoid debt consolidation agencies, but I really want you to understand why and not think I’m just prejudiced against these financial behemoths. It seems like it would be such a wonderful relief to be able to hand over all those [...]

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